Tata Retirement Savings Progressive Fund Direct Plan Growth

Very High Risk
Allocation
Retirement

NAV as on May 7, 2025

Price per unit of the scheme.

₹ 75.07690.65%1 Day Change

9.96%

Minimum Investment₹5000

Expense Ratio0.63%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Tata Retirement Savings Progressive Fund Direct Plan Growth

Allocation: Retirement Average NAV

Topper in Allocation: Retirement

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Tata Retirement Savings Progressive Fund Direct Plan Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty 500 TR INR

Expense Ratio

0.63%

Category Avg Expense Ratio

0.89%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

Fund Size

₹ 1,914.17 Cr(As on Mar, 2025)

Inception Date

Jan 01, 2013

Turnover

66.39 %

Exit Load

(a) If redeemed / switched-out on or after attainment of retirement age i.e. 60 years of age - Nil (b) In case of Auto switch-out of units on occurrence of “Auto-switch trigger event” – Nil (c) For Redemption of units before 61 months from the date of allotment: 1% of the applicable NAV.

ABOUT THE FUND

Objective: To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Progressive Fund Direct Plan Growth is an Allocation - Retirement fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 07, 2025 is ₹75.08. Its expense ratio is 0.63 %. The fund has an AUM of ₹1,914.17 Cr.The fund is managed byMurthy Nagarajan,Sonam Udasi.
The minimum initial investment is ₹5000 in Lumpsum mode.

SUBSCRIBE TO

BUSINESS TODAY MAGAZINE

Subscribe Now

Already a subscriber?Login

FUND MANAGER

Sonam Udasi

Lead Fund Manager.

Apr 1, 2016 - Present

Fund Manager Rank--Out of 0
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed7
Total AUM₹ 15,817.66 Cr
Highest Return In 1 Yr12.19 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Retirement Savings Progressive Fund Direct Plan Growth

₹ 75.08

9.96%

Very High Risk

₹1,914.17Cr

Tata Retirement Savings Moderate Fund Direct Plan Growth

₹ 72.96

8.28%

Very High Risk

₹2,008.47Cr

Tata Retirement Savings Conservative Fund Direct Plan Growth

₹ 36.26

3.48%

Moderately High risk

₹172.08Cr

Tata Retirement Savings Progressive Fund Direct Plan Growth

Very High Risk

NAV₹ 75.08
Fund Size₹1,914.17Cr

Fund Return9.96%

Category Return--

Tata Retirement Savings Moderate Fund Direct Plan Growth

Very High Risk

NAV₹ 72.96
Fund Size₹2,008.47Cr

Fund Return8.28%

Category Return--

Tata Retirement Savings Conservative Fund Direct Plan Growth

Moderately High risk

NAV₹ 36.26
Fund Size₹172.08Cr

Fund Return3.48%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Murthy Nagarajan

Lead Fund Manager.

Apr 1, 2017 - Present

Schemes managed12
Total AUM₹ 21,697.42 Cr
Highest Return In 1 Yr187.22 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Retirement Savings Progressive Fund Direct Plan Growth

₹ 75.08

9.96%

Very High Risk

₹1,914.17Cr

Tata Retirement Savings Moderate Fund Direct Plan Growth

₹ 72.96

8.28%

Very High Risk

₹2,008.47Cr

Tata Retirement Savings Conservative Fund Direct Plan Growth

₹ 36.26

3.48%

Moderately High risk

₹172.08Cr

Tata Retirement Savings Progressive Fund Direct Plan Growth

Very High Risk

NAV₹ 75.08
Fund Size₹1,914.17Cr

Fund Return9.96%

Category Return--

Tata Retirement Savings Moderate Fund Direct Plan Growth

Very High Risk

NAV₹ 72.96
Fund Size₹2,008.47Cr

Fund Return8.28%

Category Return--

Tata Retirement Savings Conservative Fund Direct Plan Growth

Moderately High risk

NAV₹ 36.26
Fund Size₹172.08Cr

Fund Return3.48%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar, 2025

EQUITY (94.26%)

DEBT (-%)

CASH (5.74%)

Allocation by Market Cap

Large Cap(44.30%)

Mid Cap(21.70%)

Small Cap(27.65%)

Industry Holdings

Banks Regional12.09%
Information Technology Services10.06%
Packaged Foods5.03%
Specialty Chemicals4.92%
Beverages Wineries Distilleries4.49%
Tobacco4.24%

Stock Holdings

HDFC Bank Ltd7.20%
Tata Consultancy Services Ltd4.58%
ITC Ltd3.97%
Solar Industries India Ltd3.76%
Reliance Industries Ltd3.72%
BSE Ltd3.35%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
--
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
--
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
--
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.70
This Fund
VS
--
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.09
This Fund
VS
--
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
13.80
This Fund
VS
--
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth ₹ 1,79,590.47 crores. It’s current offering of mutual fund schemes includes 35 equity, 18 debt and 9 hybrid schemes.

Phone

+91 22 6657 8282

kiran@tataamc.com

AUM

₹ 1,79,590.47 Cr (

As on Mar 31, 2025

)

Address

Mafatlal Centre, 9th Floor, Mumbai,400 021

FAQ's

What is the category of Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The category of Tata Retirement Savings Progressive Fund Direct Plan Growth is Allocation - Retirement

What is the current NAV of Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The current NAV of Tata Retirement Savings Progressive Fund Direct Plan Growth as on May 07, 2025 is ₹75.08

How safe is Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The risk level of Tata Retirement Savings Progressive Fund Direct Plan Growth is Very High.

What are short term returns given by Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The return given by Tata Retirement Savings Progressive Fund Direct Plan Growth in 1 month is 9.96%, 3 months is 0.94%, 6 months is -5.41%, and 1 year is 10.95%

What are the long term returns given by Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The return given by Tata Retirement Savings Progressive Fund Direct Plan Growth in 3 years is 18.27% and 5 years is 21.15%.

What is the expense ratio of Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The expense ratio of Tata Retirement Savings Progressive Fund Direct Plan Growth is 0.63%

What is the AUM of Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The assets under Management (AUM) of Tata Retirement Savings Progressive Fund Direct Plan Growth is Rs 1,914.17 crores.

What is the minimum investment in Tata Retirement Savings Progressive Fund Direct Plan Growth ?

The minimum Lumpsum investment in Tata Retirement Savings Progressive Fund Direct Plan Growth is ₹5,000.00 and the minimum SIP investment in Tata Retirement Savings Progressive Fund Direct Plan Growth is ₹1,000.00

What is the asset allocation of Tata Retirement Savings Progressive Fund Direct Plan Growth?

Tata Retirement Savings Progressive Fund Direct Plan Growth has an exposure of 94.26% in Equity and 5.74% in Cash & Money Market Securities