Business Today
Subscribe
PMS TodayUS NewsIndiaUPSTARTWeatherBT ShortsNRIEducationElection
BT GolfBT MindrushBT Best Banks
Search

COMPANIES

No Data Found

NEWS

No Data Found
Advertisement
News
mutual funds
lic mf debt hybrid fund direct plan growth option
LIC MF Debt Hybrid Fund Direct Plan Growth Option

LIC MF Debt Hybrid Fund Direct Plan Growth Option

  • Moderately High risk
  • Allocation
  • Conservative Allocation
Share
  • Whatsapp
  • Twitter
  • Facebook
NAV as on May 5, 2025
i
Price per unit of the scheme.
₹ 89.57290.35%1 Day Change
2.09%
Minimum Investment₹5000
Expense Ratio1.33%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
LIC MF Debt Hybrid Fund Direct Plan Growth Option
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
    Share
    • Whatsapp
    • Twitter
    • Facebook

    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 85+15 - ConservativeTR INR
    Expense Ratio
    1.33%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 50.24 Cr(As on Mar, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However, there is no assurance that the investment objective of the Schemes will be realized. The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.

    LIC MF Debt Hybrid Fund Direct Plan Growth Option is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 05, 2025 is ₹89.57. Its expense ratio is 1.33 %. The fund has an AUM of ₹50.24 Cr.The fund is managed bySanjay Pawar,Karan Doshi,Pratik Shroff,Nikhil Rungta.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

    SUBSCRIBE TO
    BUSINESS TODAY MAGAZINE
    Subscribe Now
    Already a subscriber?Login

    bt_logoFUND MANAGER

    Sanjay Pawar
    Sanjay Pawar
    i
    Lead Fund Manager.
    Jan 1, 2022 - Present
    • Fund Manager Rank15Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed10
    • Total AUM₹ 44,505.74 Cr
    • Highest Return In 1 Yr12.11 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    --
    ₹ 39.63
    4.84%
    2.30%
    Very High Risk
    ₹469.75Cr
    LIC MF Short Term Debt Fund Direct Growth
    ₹ 15.44
    1.09%
    0.99%
    Low to Moderate Risk
    ₹110.64Cr
    Aditya Birla Sun Life Liquid Direct Plan Growth
    --
    ₹ 421.64
    0.53%
    0.48%
    Moderate Risk
    ₹41,051.49Cr
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    Very High Risk--
    • NAV₹ 39.63
    • Fund Size₹469.75Cr
    Fund Return4.84%
    Category Return2.30%
    LIC MF Short Term Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 15.44
    • Fund Size₹110.64Cr
    Fund Return1.09%
    Category Return0.99%
    Aditya Birla Sun Life Liquid Direct Plan Growth
    Moderate Risk--
    • NAV₹ 421.64
    • Fund Size₹41,051.49Cr
    Fund Return0.53%
    Category Return0.48%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Karan Doshi
    Karan Doshi
    i
    Lead Fund Manager.
    Jan 7, 2021 - Present
    • Schemes managed9
    • Total AUM₹ 3,144.00 Cr
    • Highest Return In 1 Yr17.18 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Equity Hybrid Fund Direct Plan Growth Option
    ₹ 212.27
    5.58%
    2.72%
    Very High Risk
    ₹497.21Cr
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 33.96
    0.35%
    -%
    Very High Risk
    ₹14.85Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 89.57
    2.09%
    1.40%
    Moderately High risk
    ₹50.24Cr
    LIC MF Equity Hybrid Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 212.27
    • Fund Size₹497.21Cr
    Fund Return5.58%
    Category Return2.72%
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 33.96
    • Fund Size₹14.85Cr
    Fund Return0.35%
    Category Return--
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 89.57
    • Fund Size₹50.24Cr
    Fund Return2.09%
    Category Return1.40%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pratik Shroff
    Pratik Shroff
    i
    Lead Fund Manager.
    Sep 26, 2023 - Present
    • Schemes managed10
    • Total AUM₹ 3,473.37 Cr
    • Highest Return In 1 Yr12.11 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 33.96
    0.35%
    -%
    Very High Risk
    ₹14.85Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 30.28
    3.59%
    1.64%
    Moderately High risk
    ₹19.12Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 89.57
    2.09%
    1.40%
    Moderately High risk
    ₹50.24Cr
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 33.96
    • Fund Size₹14.85Cr
    Fund Return0.35%
    Category Return--
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 30.28
    • Fund Size₹19.12Cr
    Fund Return3.59%
    Category Return1.64%
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 89.57
    • Fund Size₹50.24Cr
    Fund Return2.09%
    Category Return1.40%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Nikhil Rungta
    Nikhil Rungta
    i
    Lead Fund Manager.
    Jul 1, 2024 - Present
    • Schemes managed7
    • Total AUM₹ 11,720.32 Cr
    • Highest Return In 1 Yr9.79 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Nippon India Flexi Cap Fund Direct Growth
    --
    ₹ 16.75
    6.72%
    2.97%
    Very High Risk
    ₹8,250.30Cr
    IDBI Long Term Value Fund Direct Growth
    ₹ 23.87
    2.09%
    2.32%
    Very High Risk
    ₹148.90Cr
    IDBI Small Cap Fund Direct Growth
    ₹ 31.20
    1.47%
    4.73%
    Very High Risk
    ₹493.73Cr
    Nippon India Flexi Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.75
    • Fund Size₹8,250.30Cr
    Fund Return6.72%
    Category Return2.97%
    IDBI Long Term Value Fund Direct Growth
    Very High Risk
    • NAV₹ 23.87
    • Fund Size₹148.90Cr
    Fund Return2.09%
    Category Return2.32%
    IDBI Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 31.20
    • Fund Size₹493.73Cr
    Fund Return1.47%
    Category Return4.73%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Apr, 2025
    EQUITY (20.00%)
    DEBT (78.03%)
    CASH (1.62%)
    Allocation by Market Cap
    Large Cap(14.48%)
    Mid Cap(1.37%)
    Small Cap(4.15%)
    Other Cap(0.35%)
    Industry Holdings
    • Banks Regional36.36%
    • Steel20.76%
    • Information Technology Services13.03%
    • Oil Gas Refining Marketing12.88%
    • Household Personal Products7.75%
    • Auto Parts6.86%
    Stock Holdings
    • JTL Industries Ltd4.15%
    • ICICI Bank Ltd3.69%
    • HDFC Bank Ltd3.58%
    • Infosys Ltd2.61%
    • Reliance Industries Ltd2.58%
    • Hindustan Unilever Ltd1.55%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -1.14
      This Fund
      VS
      0.09
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      79.87
      This Fund
      VS
      76.40
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.93
      This Fund
      VS
      1.02
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.27
      This Fund
      VS
      0.61
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.41
      This Fund
      VS
      1.06
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      3.59
      This Fund
      VS
      4.05
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    LIC Mutual Fund Asset Management Limited
    LIC Mutual Fund Asset Management Limited manages assets worth ₹ 35,551.15 crores. It’s current offering of mutual fund schemes includes 10 equity, 7 debt and 6 hybrid schemes.
    phone icon
    Phone
    +91 022-66016000
    mail icon
    Email
    cs.co@licmf.com
    aum
    AUM
    ₹ 35,551.15 Cr (
    As on Mar 31, 2025
    )
    location
    Address
    4th Floor, Industrial Assurance Building, Mumbai,400 020

    bt_logoFAQ's

    What is the category of LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The category of LIC MF Debt Hybrid Fund Direct Plan Growth Option is Allocation - Conservative Allocation
    What is the current NAV of LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The current NAV of LIC MF Debt Hybrid Fund Direct Plan Growth Option as on May 05, 2025 is ₹89.57
    How safe is LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The risk level of LIC MF Debt Hybrid Fund Direct Plan Growth Option is Moderately High.
    What are short term returns given by LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The return given by LIC MF Debt Hybrid Fund Direct Plan Growth Option in 1 month is 2.09%, 3 months is 1.25%, 6 months is 2.95%, and 1 year is 9.79%
    What are the long term returns given by LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The return given by LIC MF Debt Hybrid Fund Direct Plan Growth Option in 3 years is 8.03% and 5 years is 8.15%.
    What is the expense ratio of LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The expense ratio of LIC MF Debt Hybrid Fund Direct Plan Growth Option is 1.33%
    What is the AUM of LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The assets under Management (AUM) of LIC MF Debt Hybrid Fund Direct Plan Growth Option is Rs 50.24 crores.
    What is the minimum investment in LIC MF Debt Hybrid Fund Direct Plan Growth Option ?
    The minimum Lumpsum investment in LIC MF Debt Hybrid Fund Direct Plan Growth Option is ₹5,000.00 and the minimum SIP investment in LIC MF Debt Hybrid Fund Direct Plan Growth Option is ₹1,000.00
    What is the asset allocation of LIC MF Debt Hybrid Fund Direct Plan Growth Option?
    LIC MF Debt Hybrid Fund Direct Plan Growth Option has an exposure of 20.00% in Equity, 78.03% in Debt and 1.62% in Cash & Money Market Securities

    bt_logoCALCULATORS

    calculatorIncome Tax Calculatorsip calculatorSIP Calculatorfd calculatorFD Calculatordividend yield calculatorDividend Yield Calculatorlump sum calculatorLump-Sum Calculatorcagr calculator CAGR Calculatortop up sip calculatorTop-Up Calculatorlatter factor calculatorLatte Factor Calculator

    bt_logoTop Stories