Kotak Tax Saver-Scheme-Growth - Direct

Very High Risk
Equity
ELSS (Tax Savings)

NAV as on Apr 29, 2025

Price per unit of the scheme.

₹ 129.30400.18%1 Day Change

3.87%

Minimum Investment₹500

Expense Ratio0.59%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Kotak Tax Saver-Scheme-Growth - Direct

Equity: ELSS (Tax Savings) Average NAV

Topper in Equity: ELSS (Tax Savings)

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Kotak Tax Saver-Scheme-Growth - Direct

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty 500 TR INR

Expense Ratio

0.59%

Category Avg Expense Ratio

0.86%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 500

Lock In (Years)

Fund Size

₹ 5,862.55 Cr(As on Mar, 2025)

Inception Date

Jan 01, 2013

Turnover

16.95 %

Exit Load

Nil

Objective: The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver-Scheme-Growth - Direct is an Equity - ELSS (Tax Savings) fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onApr 29, 2025 is ₹129.30. Its expense ratio is 0.59 %. The fund has an AUM of ₹5,862.55 Cr.The fund is managed byHarsha Upadhyaya.
The minimum initial investment is ₹500 in Lumpsum mode.

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FUND MANAGER

Harsha Upadhyaya

Lead Fund Manager.

Aug 25, 2015 - Present

Fund Manager Rank15Out of 36
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed12
Total AUM₹ 1,83,006.49 Cr
Highest Return In 1 Yr12.84 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Tax Saver-Scheme-Growth - Direct

₹ 129.30

3.87%

2.98%

Very High Risk

₹5,862.55Cr

Kotak Equity Opportunities Direct Growth

₹ 365.32

2.54%

2.98%

Very High Risk

₹24,912.67Cr

Kotak Flexicap Fund Direct Growth

₹ 90.15

3.47%

3.01%

Very High Risk

₹49,130.00Cr

Kotak Tax Saver-Scheme-Growth - Direct

Very High Risk

NAV₹ 129.30
Fund Size₹5,862.55Cr

Fund Return3.87%

Category Return2.98%

Kotak Equity Opportunities Direct Growth

Very High Risk

NAV₹ 365.32
Fund Size₹24,912.67Cr

Fund Return2.54%

Category Return2.98%

Kotak Flexicap Fund Direct Growth

Very High Risk

NAV₹ 90.15
Fund Size₹49,130.00Cr

Fund Return3.47%

Category Return3.01%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar, 2025

EQUITY (97.36%)

DEBT (-%)

CASH (2.64%)

Allocation by Market Cap

Large Cap(72.69%)

Mid Cap(15.61%)

Small Cap(9.06%)

Industry Holdings

Banks Regional25.89%
Information Technology Services11.92%
Oil Gas Refining Marketing6.33%
Engineering Construction6.16%
Utilities Regulated Electric4.71%
Drug Manufacturers Specialty Generic4.31%

Stock Holdings

HDFC Bank Ltd9.36%
ICICI Bank Ltd5.98%
Infosys Ltd4.82%
State Bank of India3.55%
Axis Bank Ltd3.29%
Larsen & Toubro Ltd3.28%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
1.98
This Fund
VS
1.28
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
89.74
This Fund
VS
87.45
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.93
This Fund
VS
0.93
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.62
This Fund
VS
0.57
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.97
This Fund
VS
0.94
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
14.21
This Fund
VS
14.49
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 4,80,657.05 crores. It’s current offering of mutual fund schemes includes 45 equity, 54 debt and 7 hybrid schemes.

Phone

+91 22 61152100

fundaccops@kotakmutual.com

AUM

₹ 4,80,657.05 Cr (

As on Mar 31, 2025

)

Address

2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

FAQ's

What is the category of Kotak Tax Saver-Scheme-Growth - Direct ?

The category of Kotak Tax Saver-Scheme-Growth - Direct is Equity - ELSS (Tax Savings)

What is the current NAV of Kotak Tax Saver-Scheme-Growth - Direct ?

The current NAV of Kotak Tax Saver-Scheme-Growth - Direct as on Apr 29, 2025 is ₹129.30

How safe is Kotak Tax Saver-Scheme-Growth - Direct ?

The risk level of Kotak Tax Saver-Scheme-Growth - Direct is Very High.

What are short term returns given by Kotak Tax Saver-Scheme-Growth - Direct ?

The return given by Kotak Tax Saver-Scheme-Growth - Direct in 1 month is 3.87%, 3 months is 4.50%, 6 months is -3.59%, and 1 year is 5.11%

What are the long term returns given by Kotak Tax Saver-Scheme-Growth - Direct ?

The return given by Kotak Tax Saver-Scheme-Growth - Direct in 3 years is 17.15% and 5 years is 25.59%.

What is the expense ratio of Kotak Tax Saver-Scheme-Growth - Direct ?

The expense ratio of Kotak Tax Saver-Scheme-Growth - Direct is 0.59%

What is the AUM of Kotak Tax Saver-Scheme-Growth - Direct ?

The assets under Management (AUM) of Kotak Tax Saver-Scheme-Growth - Direct is Rs 5,862.55 crores.

What is the minimum investment in Kotak Tax Saver-Scheme-Growth - Direct ?

The minimum Lumpsum investment in Kotak Tax Saver-Scheme-Growth - Direct is ₹500.00 and the minimum SIP investment in Kotak Tax Saver-Scheme-Growth - Direct is ₹500.00

What is the asset allocation of Kotak Tax Saver-Scheme-Growth - Direct?

Kotak Tax Saver-Scheme-Growth - Direct has an exposure of 97.36% in Equity and 2.64% in Cash & Money Market Securities