Kotak Banking and PSU Debt Direct Growth

Moderate Risk
Fixed Income
Banking and PSU

NAV as on May 5, 2025

Price per unit of the scheme.

₹ 67.69210.09%1 Day Change

1.11%

Minimum Investment₹100

Expense Ratio0.37%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Kotak Banking and PSU Debt Direct Growth

Fixed Income: Banking and PSU Average NAV

Topper in Fixed Income: Banking and PSU

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Kotak Banking and PSU Debt Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Banking and PSU Debt TR INR

Expense Ratio

0.37%

Category Avg Expense Ratio

0.34%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 6,011.31 Cr(As on Mar, 2025)

Inception Date

Jan 01, 2013

Turnover

- %

Exit Load

Nil

Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Kotak Banking and PSU Debt Direct Growth is an Fixed Income - Banking and PSU fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 05, 2025 is ₹67.69. Its expense ratio is 0.37 %. The fund has an AUM of ₹6,011.31 Cr.The fund is managed byDeepak Agrawal,Abhishek Bisen,Palha Khanna.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Deepak Agrawal

Lead Fund Manager.

Apr 15, 2008 - Present

Fund Manager Rank2Out of 22
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed12
Total AUM₹ 1,28,746.95 Cr
Highest Return In 1 Yr12.23 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Banking and PSU Debt Direct Growth

₹ 67.69

1.11%

0.98%

Moderate Risk

₹6,011.31Cr

Kotak Dynamic Bond Direct Growth

₹ 41.05

1.48%

1.29%

Moderate Risk

₹2,825.57Cr

Kotak Bond Short Term Plan Direct Growth

₹ 56.96

1.10%

1.00%

Low to Moderate Risk

₹16,681.43Cr

Kotak Banking and PSU Debt Direct Growth

Moderate Risk

NAV₹ 67.69
Fund Size₹6,011.31Cr

Fund Return1.11%

Category Return0.98%

Kotak Dynamic Bond Direct Growth

Moderate Risk

NAV₹ 41.05
Fund Size₹2,825.57Cr

Fund Return1.48%

Category Return1.29%

Kotak Bond Short Term Plan Direct Growth

Low to Moderate Risk

NAV₹ 56.96
Fund Size₹16,681.43Cr

Fund Return1.10%

Category Return1.00%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Abhishek Bisen

Lead Fund Manager.

Nov 1, 2022 - Present

Schemes managed33
Total AUM₹ 1,13,541.15 Cr
Highest Return In 1 Yr31.27 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth

₹ 12.22

1.06%

Moderate Risk

₹7,713.74Cr

Kotak All Weather Debt Fund of Funds Direct Growth

₹ 12.25

0.85%

Moderate Risk

₹775.78Cr

Kotak Banking & Financial Services Fund Direct Growth

₹ 15.36

4.79%

6.00%

Very High Risk

₹1,119.78Cr

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.22
Fund Size₹7,713.74Cr

Fund Return1.06%

Category Return--

Kotak All Weather Debt Fund of Funds Direct Growth

Moderate Risk--

NAV₹ 12.25
Fund Size₹775.78Cr

Fund Return0.85%

Category Return--

Kotak Banking & Financial Services Fund Direct Growth

Very High Risk--

NAV₹ 15.36
Fund Size₹1,119.78Cr

Fund Return4.79%

Category Return6.00%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Palha Khanna

Lead Fund Manager.

Jul 3, 2023 - Present

Schemes managed16
Total AUM₹ 1,41,663.60 Cr
Highest Return In 1 Yr12.75 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Banking and PSU Debt Direct Growth

₹ 67.69

1.11%

0.98%

Moderate Risk

₹6,011.31Cr

Kotak Dynamic Bond Direct Growth

₹ 41.05

1.48%

1.29%

Moderate Risk

₹2,825.57Cr

Kotak Bond Short Term Plan Direct Growth

₹ 56.96

1.10%

1.00%

Low to Moderate Risk

₹16,681.43Cr

Kotak Banking and PSU Debt Direct Growth

Moderate Risk

NAV₹ 67.69
Fund Size₹6,011.31Cr

Fund Return1.11%

Category Return0.98%

Kotak Dynamic Bond Direct Growth

Moderate Risk

NAV₹ 41.05
Fund Size₹2,825.57Cr

Fund Return1.48%

Category Return1.29%

Kotak Bond Short Term Plan Direct Growth

Low to Moderate Risk

NAV₹ 56.96
Fund Size₹16,681.43Cr

Fund Return1.10%

Category Return1.00%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Apr, 2025

EQUITY (-%)

DEBT (97.35%)

CASH (2.37%)

Allocation by Market Cap

Other Cap(0.28%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
0.44
This Fund
VS
-0.14
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
76.18
This Fund
VS
62.85
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.00
This Fund
VS
0.94
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.79
This Fund
VS
0.19
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.45
This Fund
VS
0.50
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
1.22
This Fund
VS
1.61
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 4,80,657.05 crores. It’s current offering of mutual fund schemes includes 45 equity, 54 debt and 7 hybrid schemes.

Phone

+91 22 61152100

fundaccops@kotakmutual.com

AUM

₹ 4,80,657.05 Cr (

As on Mar 31, 2025

)

Address

2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

FAQ's

What is the category of Kotak Banking and PSU Debt Direct Growth ?

The category of Kotak Banking and PSU Debt Direct Growth is Fixed Income - Banking and PSU

What is the current NAV of Kotak Banking and PSU Debt Direct Growth ?

The current NAV of Kotak Banking and PSU Debt Direct Growth as on May 05, 2025 is ₹67.69

How safe is Kotak Banking and PSU Debt Direct Growth ?

The risk level of Kotak Banking and PSU Debt Direct Growth is Moderate.

What are short term returns given by Kotak Banking and PSU Debt Direct Growth ?

The return given by Kotak Banking and PSU Debt Direct Growth in 1 month is 1.11%, 3 months is 3.14%, 6 months is 5.04%, and 1 year is 9.94%

What are the long term returns given by Kotak Banking and PSU Debt Direct Growth ?

The return given by Kotak Banking and PSU Debt Direct Growth in 3 years is 7.96% and 5 years is 7.16%.

What is the expense ratio of Kotak Banking and PSU Debt Direct Growth ?

The expense ratio of Kotak Banking and PSU Debt Direct Growth is 0.37%

What is the AUM of Kotak Banking and PSU Debt Direct Growth ?

The assets under Management (AUM) of Kotak Banking and PSU Debt Direct Growth is Rs 6,011.31 crores.

What is the minimum investment in Kotak Banking and PSU Debt Direct Growth ?

The minimum Lumpsum investment in Kotak Banking and PSU Debt Direct Growth is ₹100.00 and the minimum SIP investment in Kotak Banking and PSU Debt Direct Growth is ₹100.00

What is the asset allocation of Kotak Banking and PSU Debt Direct Growth?

Kotak Banking and PSU Debt Direct Growth has an exposure of 97.35% in Debt and 2.37% in Cash & Money Market Securities