Bank of India Small Cap Fund Direct Growth

Very High Risk
Equity
Small-Cap

NAV as on May 7, 2025

Price per unit of the scheme.

₹ 46.96000.82%1 Day Change

8.75%

Minimum Investment₹5000

Expense Ratio0.94%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Bank of India Small Cap Fund Direct Growth

Equity: Small-Cap Average NAV

Topper in Equity: Small-Cap

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Bank of India Small Cap Fund Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Smallcap 250 TR INR

Expense Ratio

0.94%

Category Avg Expense Ratio

0.68%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 1,574.18 Cr(As on Mar, 2025)

Inception Date

Dec 19, 2018

Turnover

36.00 %

Exit Load

a) For redemption/switch out upto 10% of the initial units allotted within 1 year from the date of allotment NIL b) Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from the date of allotment of units. c) If the units are redeemed/switched out after 1 year from the date of allotment of units NIL

ABOUT THE FUND

Objective: The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Bank of India Small Cap Fund Direct Growth is an Equity - Small-Cap fund. The fund was launched inDec 19, 2018. Its risk level is . The NAV of the fund as onMay 07, 2025 is ₹46.96. Its expense ratio is 0.94 %. The fund has an AUM of ₹1,574.18 Cr.The fund is managed byDhruv Bhatia,Alok Singh.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Dhruv Bhatia

Lead Fund Manager.

Apr 27, 2022 - Present

Fund Manager Rank9Out of 23
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed4
Total AUM₹ 14,456.27 Cr
Highest Return In 1 Yr19.16 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Bank of India Bluechip Fund Direct Growth

₹ 15.73

8.78%

9.26%

Very High Risk

₹184.13Cr

Bank of India Small Cap Fund Direct Growth

₹ 46.96

8.75%

7.82%

Very High Risk

₹1,574.18Cr

Edelweiss Mid Cap Fund Direct Plan Growth Option

₹ 108.65

11.12%

10.20%

Very High Risk

₹8,633.85Cr

Bank of India Bluechip Fund Direct Growth

Very High Risk--

NAV₹ 15.73
Fund Size₹184.13Cr

Fund Return8.78%

Category Return9.26%

Bank of India Small Cap Fund Direct Growth

Very High Risk

NAV₹ 46.96
Fund Size₹1,574.18Cr

Fund Return8.75%

Category Return7.82%

Edelweiss Mid Cap Fund Direct Plan Growth Option

Very High Risk

NAV₹ 108.65
Fund Size₹8,633.85Cr

Fund Return11.12%

Category Return10.20%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Alok Singh

Lead Fund Manager.

Oct 1, 2024 - Present

Schemes managed6
Total AUM₹ 3,768.62 Cr
Highest Return In 1 Yr7.46 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Bank of India Balanced Advantage Direct Growth

₹ 25.94

6.58%

5.55%

Very High Risk

₹132.04Cr

Bank of India Tax Advantage Fund Direct Plan Growth

₹ 174.68

8.30%

9.13%

Very High Risk

₹1,319.59Cr

Bank of India Arbitrage Fund Direct Growth

₹ 14.27

0.55%

0.56%

Low Risk

₹43.72Cr

Bank of India Balanced Advantage Direct Growth

Very High Risk

NAV₹ 25.94
Fund Size₹132.04Cr

Fund Return6.58%

Category Return5.55%

Bank of India Tax Advantage Fund Direct Plan Growth

Very High Risk

NAV₹ 174.68
Fund Size₹1,319.59Cr

Fund Return8.30%

Category Return9.13%

Bank of India Arbitrage Fund Direct Growth

Low Risk--

NAV₹ 14.27
Fund Size₹43.72Cr

Fund Return0.55%

Category Return0.56%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar, 2025

EQUITY (97.40%)

DEBT (0.18%)

CASH (2.42%)

Allocation by Market Cap

Large Cap(4.08%)

Mid Cap(12.98%)

Small Cap(78.18%)

Industry Holdings

Specialty Chemicals8.34%
Diversified Industrials7.71%
Credit Services6.73%
Drug Manufacturers Specialty Generic6.63%
Electrical Equipment Parts6.26%
Steel5.87%

Stock Holdings

Lloyds Metals & Energy Ltd3.48%
Ami Organics Ltd2.91%
Vijaya Diagnostic Centre Ltd2.64%
PG Electroplast Ltd2.56%
Housing & Urban Development Corp Ltd2.53%
Radico Khaitan Ltd2.53%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
1.97
This Fund
VS
0.87
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
91.28
This Fund
VS
90.30
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.88
This Fund
VS
0.82
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.74
This Fund
VS
0.67
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.15
This Fund
VS
1.06
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
18.45
This Fund
VS
17.41
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Bank of India Investment Managers Private Limited

Bank of India Investment Managers Private Limited manages assets worth ₹ 11,343.44 crores. It’s current offering of mutual fund schemes includes 11 equity, 4 debt and 4 hybrid schemes.

Phone

+91 22 40479000

service@boimf.in

AUM

₹ 11,343.44 Cr (

As on Mar 31, 2025

)

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai,400 013

FAQ's

What is the category of Bank of India Small Cap Fund Direct Growth ?

The category of Bank of India Small Cap Fund Direct Growth is Equity - Small-Cap

What is the current NAV of Bank of India Small Cap Fund Direct Growth ?

The current NAV of Bank of India Small Cap Fund Direct Growth as on May 07, 2025 is ₹46.96

How safe is Bank of India Small Cap Fund Direct Growth ?

The risk level of Bank of India Small Cap Fund Direct Growth is Very High.

What are short term returns given by Bank of India Small Cap Fund Direct Growth ?

The return given by Bank of India Small Cap Fund Direct Growth in 1 month is 8.75%, 3 months is -4.79%, 6 months is -14.71%, and 1 year is 6.17%

What are the long term returns given by Bank of India Small Cap Fund Direct Growth ?

The return given by Bank of India Small Cap Fund Direct Growth in 3 years is 22.08% and 5 years is 36.31%.

What is the expense ratio of Bank of India Small Cap Fund Direct Growth ?

The expense ratio of Bank of India Small Cap Fund Direct Growth is 0.94%

What is the AUM of Bank of India Small Cap Fund Direct Growth ?

The assets under Management (AUM) of Bank of India Small Cap Fund Direct Growth is Rs 1,574.18 crores.

What is the minimum investment in Bank of India Small Cap Fund Direct Growth ?

The minimum Lumpsum investment in Bank of India Small Cap Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Bank of India Small Cap Fund Direct Growth is ₹1,000.00

What is the asset allocation of Bank of India Small Cap Fund Direct Growth?

Bank of India Small Cap Fund Direct Growth has an exposure of 97.40% in Equity, 0.18% in Debt and 2.42% in Cash & Money Market Securities