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aditya birla sun life retirement fund - the 40s pln direct growth
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth

  • Very High Risk
  • Allocation
  • Retirement
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NAV as on Apr 30, 2025
i
Price per unit of the scheme.
₹ 19.8360-0.14%1 Day Change
2.50%
Minimum Investment₹1000
Expense Ratio0.99%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 35+65 - Agg TR INR
    Expense Ratio
    0.99%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 500
    Lock In (Years)
    5
    Fund Size
    ₹ 109.45 Cr(As on Mar, 2025)
    Inception Date
    Mar 12, 2019
    Turnover
    29.00 %
    Exit Load
    NIL

    bt_logoABOUT THE FUND

    Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.

    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is an Allocation - Retirement fund. The fund was launched inMar 12, 2019. Its risk level is . The NAV of the fund as onApr 30, 2025 is ₹19.84. Its expense ratio is 0.99 %. The fund has an AUM of ₹109.45 Cr.The fund is managed byDhaval Shah,Harshil Suvarnkar,Dhaval Joshi,Chanchal Khandelwal.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Harshil Suvarnkar
    Harshil Suvarnkar
    i
    Lead Fund Manager.
    Mar 22, 2021 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed17
    • Total AUM₹ 43,218.89 Cr
    • Highest Return In 1 Yr13.57 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    --
    ₹ 19.84
    2.50%
    -%
    Very High Risk
    ₹109.45Cr
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    --
    ₹ 20.16
    2.58%
    -%
    Very High Risk
    ₹370.56Cr
    Aditya Birla Sun Life CRISIL IBX SDL Sep 2028 Index Fund Direct Growth
    --
    --
    -%
    -%
    Moderate Risk
    ₹0.00Cr
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Very High Risk--
    • NAV₹ 19.84
    • Fund Size₹109.45Cr
    Fund Return2.50%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 20.16
    • Fund Size₹370.56Cr
    Fund Return2.58%
    Category Return--
    Aditya Birla Sun Life CRISIL IBX SDL Sep 2028 Index Fund Direct Growth
    Moderate Risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Chanchal Khandelwal
    Chanchal Khandelwal
    i
    Lead Fund Manager.
    Oct 31, 2024 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed7
    • Total AUM₹ 18,646.82 Cr
    • Highest Return In 1 Yr14.24 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    --
    ₹ 24.57
    3.24%
    -%
    Very High Risk
    ₹729.81Cr
    Aditya Birla Sun Life MNC Fund Direct Plan Growth
    ₹ 1,366.81
    1.98%
    -%
    Very High Risk
    ₹3,371.41Cr
    Aditya Birla Sun Life Equity Hybrid '95 Fund Direct Plan Growth
    ₹ 1,628.74
    2.80%
    2.46%
    Very High Risk
    ₹7,192.72Cr
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    Very High Risk--
    • NAV₹ 24.57
    • Fund Size₹729.81Cr
    Fund Return3.24%
    Category Return--
    Aditya Birla Sun Life MNC Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 1,366.81
    • Fund Size₹3,371.41Cr
    Fund Return1.98%
    Category Return--
    Aditya Birla Sun Life Equity Hybrid '95 Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 1,628.74
    • Fund Size₹7,192.72Cr
    Fund Return2.80%
    Category Return2.46%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhaval Shah
    Dhaval Shah
    i
    Lead Fund Manager.
    Dec 28, 2021 - Present
    • Schemes managed9
    • Total AUM₹ 26,891.82 Cr
    • Highest Return In 1 Yr16.04 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    --
    ₹ 19.84
    2.50%
    -%
    Very High Risk
    ₹109.45Cr
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    --
    ₹ 20.16
    2.58%
    -%
    Very High Risk
    ₹370.56Cr
    Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth
    --
    ₹ 14.64
    2.54%
    -%
    Very High Risk
    ₹3,821.07Cr
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Very High Risk--
    • NAV₹ 19.84
    • Fund Size₹109.45Cr
    Fund Return2.50%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 20.16
    • Fund Size₹370.56Cr
    Fund Return2.58%
    Category Return--
    Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth
    Very High Risk--
    • NAV₹ 14.64
    • Fund Size₹3,821.07Cr
    Fund Return2.54%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhaval Joshi
    Dhaval Joshi
    i
    Lead Fund Manager.
    Nov 21, 2022 - Present
    • Schemes managed56
    • Total AUM₹ 2,91,788.83 Cr
    • Highest Return In 1 Yr18.25 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    --
    ₹ 20.16
    2.58%
    -%
    Very High Risk
    ₹370.56Cr
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    --
    ₹ 19.84
    2.50%
    -%
    Very High Risk
    ₹109.45Cr
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    --
    ₹ 24.57
    3.24%
    -%
    Very High Risk
    ₹729.81Cr
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 20.16
    • Fund Size₹370.56Cr
    Fund Return2.58%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Very High Risk--
    • NAV₹ 19.84
    • Fund Size₹109.45Cr
    Fund Return2.50%
    Category Return--
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    Very High Risk--
    • NAV₹ 24.57
    • Fund Size₹729.81Cr
    Fund Return3.24%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Mar, 2025
    EQUITY (79.64%)
    DEBT (15.45%)
    CASH (4.91%)
    Allocation by Market Cap
    Large Cap(48.97%)
    Mid Cap(14.71%)
    Small Cap(15.96%)
    Industry Holdings
    • Banks Regional25.96%
    • Information Technology Services8.98%
    • Diagnostics Research6.06%
    • Engineering Construction5.34%
    • Drug Manufacturers Specialty Generic5.21%
    • Oil Gas Refining Marketing3.85%
    Stock Holdings
    • ICICI Bank Ltd7.37%
    • HDFC Bank Ltd5.27%
    • Infosys Ltd4.93%
    • Sai Life Sciences Ltd4.83%
    • Larsen & Toubro Ltd3.52%
    • Reliance Industries Ltd3.06%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.69
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.15
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      11.13
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Aditya Birla Sun Life AMC Ltd
    Aditya Birla Sun Life AMC Ltd manages assets worth ₹ 3,65,293.99 crores. It’s current offering of mutual fund schemes includes 38 equity, 86 debt and 16 hybrid schemes.
    phone icon
    Phone
    +91 22 43568000
    mail icon
    Email
    care.mutualfunds@adityabirlacapital.com
    aum
    AUM
    ₹ 3,65,293.99 Cr (
    As on Mar 31, 2025
    )
    location
    Address
    One World Centre, Tower 1, 17th Floor Mumbai,400 013

    bt_logoFAQ's

    What is the category of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The category of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is Allocation - Retirement
    What is the current NAV of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The current NAV of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth as on Apr 30, 2025 is ₹19.84
    How safe is Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The risk level of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is Very High.
    What are short term returns given by Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The return given by Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth in 1 month is 2.50%, 3 months is 3.31%, 6 months is 1.14%, and 1 year is 11.63%
    What are the long term returns given by Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The return given by Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth in 3 years is 14.41% and 5 years is 15.52%.
    What is the expense ratio of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The expense ratio of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is 0.99%
    What is the AUM of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The assets under Management (AUM) of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is Rs 109.45 crores.
    What is the minimum investment in Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth ?
    The minimum Lumpsum investment in Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is ₹1,000.00 and the minimum SIP investment in Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth is ₹500.00
    What is the asset allocation of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth?
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth has an exposure of 79.64% in Equity, 15.45% in Debt and 4.91% in Cash & Money Market Securities

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